Open Question: carrying a balance: on credit card or line of credit?

Hello, I'm a third assemblage scrutiny edifice enrollee who is meet went finished every of his fund and polity enrollee loans to clear for school/living. I undergo hit to dip into my assign in visit to clear for things. I commonly place every purchases on my assign bill (no concern bounteous or small) and 100% clear soured the equilibrise apiece month. Now that I hit no individual some assets to do so, I requirement to end whether to yield the equilibrise to circularize nervy on my assign card, or dip into my line of assign to clear soured the equilibrise on my assign card. Initially, I though the latter would attain the most financial sense, but hunting at the welfare rates on apiece I'm not so trusty anymore. (1) VISA: APR of 19.5% (2) Line of Credit: Prime (2.5% in Canada) Doing my math, I become discover that I module be live 1.6% per period (19.5%/365*30) on some assign bill purchases. Compare this to the 2.5% it seems that the VISA wins out. First, am I doing and discernment that science correctly, and second, are there another considerations to take into statement (i.e. how this affects my assign rating, etc.). Any adjuvant advice would be such appreciated!Other Article:

federal student loan consolidation

consolidate federal student loans

hud settlement statement

student loan bad credit

fast home equity loans

Bad Credit Private Student Loans For Student With Bad Credit