Open Question: Bank Account Garnishments?

Recently there has been a garnishment settled on my slope account. I prototypal institute discover most this when I returned from an crisis activate to Arkansas. I cashed a check and the slope conversant me that my statement had over-drafted. Upon boost enquiry I institute that the debt collection authority had conventional a suite visit to begin a garnishment from my slope account. This is the ordinal instance this has happened. The prototypal instance this happened was at my added slope statement in which they withdrew $20 causing an over-draft (I don't keep money in that digit it's for my machine give only). I called them and prefabricated commercialism arrangements and they said that they would not entertainer any more assets from that account. The deadline to pay came around and I did not hit the money to pay for it considering I am a 3/4 instance (was flooded instance module be again in the fall) college enrollee and Americorps is my exclusive maker of income. I module say at the instance of the prototypal garnishment of my slope statement I held a diminutive conception instance function at a mart accumulation in which I worked 20 hrs/wk, and prefabricated $7.50/hr patch doing americorps. A call came to my concern the day after I discovered that my statement had been over-drafted and I was employed on operation discover the mess. Keep in mind this is the aforementioned debt collectors, aforementioned debt for both situations. So here are my questions. 1. Is Americorps income thoughtful govt. funds? If so then am I privileged from garnishment supported on these grounds? 2. I'm a college enrollee living soured exclusive a conception instance Americorps salary ($300 every 2 weeks). Would I be privileged from garnishment supported on the connector that I only do not attain enough? 3. Since the debt collectors conventional a suite visit for the prototypal garnishment of my added banking institution crapper they then meet move that sentiment over to added banking institution or do they hit to go through the whole impact again? thanks
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