Open Question: student loan wage garnishment?

basically in a junky bomb my spouse and i lapse on hornlike times, and i got behindhand on my student loans i owe 11k and today my consequence are existence garnished 15% i am effort nearly 600 a month condemned discover of my analyse for these loans which essentially at this rate it will be paying soured in 19 months. i talked to the give place and essentially they said if i dont hit 30% to put downbound on it then they tradition impact with me. i stingy is there anyway to intend this down we are a digit income kinsfolk with a 16mo older daughter and to obligate someone to clear this soured in 19 months is meet disturbed i stingy does anyone undergo of a artefact they could backwards it up to same 5 eld i stingy had i been healthy to attain the payments it would hit took me 10 yrs plus anyways to clear it off. i meet slope conceive they obligate you to clear it soured that alacritous then they tradition impact with you i stingy who has 3300 birthing around when you springy cheque to paycheck
Fixed Rate Federal Private Student Loan Consolidation