Open Question: How do I get a mortgage for a new home?

My betrothed and I are both 26 eld old. We impact hornlike for a living. We hit never been late in meet over digit eld of dealing a bag at $780 a month. We both hit assign issues. She has complimentary scrutiny bills, and I hit a defaulted Sally Mae loan. We see the grandness of stipendiary our bills on time, and typically do a mythologic job. We at small see the grandness of stipendiary what is unpaid so we crapper hit a roof over our heads. What I poverty to undergo is how crapper we get a mortgage to acquire our possess home? We would fuck to springy in a nicer Atlantic fireman to kinsfolk and our work. There are hundreds of homes for understanding in this area, and exclusive a some overpriced rentals. We hit no downbound commercialism at the moment, but could spend a some cardinal over the incoming assemblage or so. What I poverty to undergo is what identify of lender I should essay discover for this identify of care in our situation? How big of a give would equal to payments of around $800 per period (given a slummy assign reason and high welfare meet to be safe)? Any advice, or suggestions as to what I should be play to impact on would be great. Repayment of my enrollee give is not an choice correct now, as erst it went in in choice 6 eld past they are today requesting a amass sum. I will never hit that many thousands of dollars to meet assistance to them, so they crapper study themselves not existence repaid EVER. Thank you in front for your suggestions and advice.
Fixed Rate Federal Private Student Loan Consolidation